The Healthy Neighborhoods Initiative helps buyers across Baltimore invest in homes while making improvements. Through our Purchase & Renovate Loans, eligible buyers can access financial support. Homeowners can customize their homes to fit their lifestyle and dreams.
Key Benefits:
• 30-year mortgage for purchase and renovation
• Borrow up to 110% of the after-renovation value
• 1 point below market rate
• Low down payment
• No mortgage insurance
• Free project assistance
• 620 credit score for purchase and renovation
Homeowners in Healthy Neighborhoods communities can take advantage of Refinance & Renovate Loans to upgrade their homes. These programs are designed to keep homes beautiful, safe, and customized to the needs of their residents.
Key Benefits:
• 30-year mortgage for refinance and renovation
• Borrow up to 110% of the after-renovation value
• 1 point below market rate
• Low down payment
• No mortgage insurance
• Free project assistance
• 620 credit score for refinance and renovation
Home Improvement Loans
Healthy Neighborhoods also provides an option for homeowners who wish to pursue renovation/customization without refinancing. Terms differ from the Refinance option. Check with us for more information.
Through the Healthy Neighborhoods Block Projects, community members collaborate to beautify and enhance shared spaces. Residents can access grants up to $5,000 for projects like safety lighting, gardens, and mailboxes. These projects build civic pride and foster a sense of unity.
Key Benefits:



Are you looking for a beautiful home in one of our Healthy Neighborhoods communities? Explore our interactive map to see current home listings. Updated weekly, this tool helps you find the perfect home to suit your needs. • Hints: The darker the icon, the more expensive the house. Click on the small icon in the upper left corner to display the legend. This offers a list of houses listed by community and coded by price. • Click on the expansion icon in the top right side of the map to open the full listings page.
I wanted to upgrade my home but didn’t know how. GO Northwest’s Healthy Neighborhoods Loan Initiative gave me the financial support I needed to renovate and keep my home safe for my family.
