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	<title>GO-Northwest! - Garwyn Oaks Northwest Housing Resource Center</title>
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	<description>The Garwyn Oaks Northwest Housing Resource Center, Inc.</description>
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		<title>Saturday February 25, 2012  8:45am &#8211; 2:00pm</title>
		<link>http://go-northwesthrc.org/homebuyer-workshop/</link>
		<comments>http://go-northwesthrc.org/homebuyer-workshop/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 22:35:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://go-northwesthrc.org/?p=212</guid>
		<description><![CDATA[Location: Wayland Village Senior Center  3020 Garrison Blvd  Baltimore,MD 21216 Click HERE to Pre-register or  Call: (410)947-0084  option 1 Educating and Empowering Homeowners since 1999 Home buying 101 Advantages and disadvantages of home ownership&#124; Components needed to purchase Monthly mortgage payments Budgeting Affordability Choosing a real estate agent Searching for a home The home buying [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Location</strong>: Wayland Village Senior Center  3020 Garrison Blvd  Baltimore,MD 21216</p>
<p>Click <strong>HERE</strong> to Pre-register or  Call: (410)947-0084  option 1</p>
<h3>Educating and Empowering Homeowners since 1999</h3>
<hr />
<h3 dir="ltr">Home buying 101</h3>
<ul>
<li>Advantages and disadvantages of home ownership|</li>
<li>Components needed to purchase</li>
<li>Monthly mortgage payments</li>
<li>Budgeting</li>
<li>Affordability</li>
<li>Choosing a real estate agent</li>
<li>Searching for a home</li>
<li>The home buying process step by step</li>
<li>Home inspections/ Appraisals</li>
<li>Insurances for home owners</li>
<li>Settlement</li>
<li>Predatory lending and real estate practices</li>
<li>Maintenance on home</li>
<li>Foreclosure prevention</li>
</ul>
<p dir="ltr">You will also learn….</p>
<ul>
<li>How to qualify for a mortgage</li>
<li>The four “C’s of lending</li>
<li>Difference between FHA, CDA, and VA loans</li>
<li>Special loan programs for employees of Baltimore City and State of MD</li>
<li>Grants, down payment assistance loans, and FREE MONEY.</li>
</ul>
<h1 dir="ltr">RESERVE YOUR SEAT TODAY</h1>
<hr />
<p dir="ltr">* You must attend the 2 part session which includes the one on one counseling session to be eligible for certificate.</p>
<p>&nbsp;</p>
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		<title>Mortgage Delinquency</title>
		<link>http://go-northwesthrc.org/resources/mortgage-delinquency-assistance-form/</link>
		<comments>http://go-northwesthrc.org/resources/mortgage-delinquency-assistance-form/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 19:36:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://go-northwesthrc.org/?p=248</guid>
		<description><![CDATA[Let us help……. If you are having trouble paying your Mortgage, you are not alone. For decades, homeownership has benefited families and communities all over Maryland with greater stability, economic prosperity, safe neighborhoods, better educational opportunities, and even improved health.  The recent increase in foreclosure threatens previous gains made in homeownership, as millions of families [...]]]></description>
			<content:encoded><![CDATA[<h3>Let us help……. If you are having trouble paying your Mortgage, you are not alone.</h3>
<p>For decades, homeownership has benefited families and communities all over Maryland with greater stability, economic prosperity, safe neighborhoods, better educational opportunities, and even improved health.  The recent increase in foreclosure threatens previous gains made in homeownership, as millions of families are now struggling to pay mortgages.</p>
<p>Garwyn Oaks Northwest Housing Resource Center helps families who are at risk of foreclosure and provides information on how to avoid the type of loans and practices that lead to trouble. If you are having trouble paying in your mortgage for any reason or expect problems, contact GO Northwest Housing Resource Center a HUD approved agency to help find solutions now.</p>
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		<title>Garwyn Oaks, Hanlon, and Howard Park</title>
		<link>http://go-northwesthrc.org/communities/</link>
		<comments>http://go-northwesthrc.org/communities/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 18:06:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://go-northwesthrc.org/?p=254</guid>
		<description><![CDATA[Click HERE to learn more about these wonderful communities in Northwest Baltimore.]]></description>
			<content:encoded><![CDATA[<p>Click HERE to learn more about these wonderful communities in Northwest Baltimore.</p>
]]></content:encoded>
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		<title>Healthy Neighborhoods Initiative</title>
		<link>http://go-northwesthrc.org/about-us/healthy-neighborhoods-initiative/</link>
		<comments>http://go-northwesthrc.org/about-us/healthy-neighborhoods-initiative/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 19:27:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://go-northwesthrc.org/?p=262</guid>
		<description><![CDATA[Healthy Neighborhoods helps strong but undervalued Baltimore neighborhoods increase home]]></description>
			<content:encoded><![CDATA[<p>Healthy Neighborhoods helps strong but undervalued Baltimore neighborhoods increase home</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Equipping Individuals to Obtain, Maintain, and Retain Their Homes Successfully</title>
		<link>http://go-northwesthrc.org/about-us/healthy-neighborhoods-initiative/</link>
		<comments>http://go-northwesthrc.org/about-us/healthy-neighborhoods-initiative/#comments</comments>
		<pubDate>Thu, 01 Sep 2011 21:30:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://go-northwesthrc.org/?p=351</guid>
		<description><![CDATA[GO-Northwest in conjunction with Healthy Neighborhoods can offer residents or homebuyers in Howard Park, Hanlon and Garwyn Oaks an affordable loan to rehabilitate your home.]]></description>
			<content:encoded><![CDATA[<p>GO-Northwest in conjunction with Healthy Neighborhoods can offer residents or homebuyers in Howard Park, Hanlon and Garwyn Oaks an affordable loan to rehabilitate your home.</p>
]]></content:encoded>
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		<title>Garwyn Oaks Community</title>
		<link>http://go-northwesthrc.org/communities/garwyn-oaks/</link>
		<comments>http://go-northwesthrc.org/communities/garwyn-oaks/#comments</comments>
		<pubDate>Wed, 03 Aug 2011 02:08:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Other]]></category>

		<guid isPermaLink="false">http://go-northwesthrc.org/?p=41</guid>
		<description><![CDATA[Garwyn Oaks, one of Baltimore’s older communities, is nestled among bountiful trees, flower gardens, open spaces, and wide, well-lit streets in Northwest Baltimore. The beauty of the area is in its tranquility, abundant greenery, and variety of housing. It is a community of families, children and seniors alike—a small town atmosphere in an urban setting.  [...]]]></description>
			<content:encoded><![CDATA[<p><a>Garwyn Oaks, one of Baltimore’s older communities, is nestled among bountiful trees, flower gardens, open spaces, and wide, well-lit streets in Northwest Baltimore. The beauty of the area is in its tranquility, abundant greenery, and variety of housing. It is a community of families, children and seniors alike—a small town atmosphere in an urban setting.  Garwyn Oaks has historic roots, originally a part of the Vickers estate and later developed into the summer homes of Baltimore’s elite families.  Garwyn Oaks is a Healthy Neighborhoods community. Come visit us and see why Garwyn Oaks is “a place we call home!”<br />
</a></p>
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