2012 Pre-purchase Homebuyer Education

Location: Wayland Village Senior Center, 3020 Garrison Blvd., Baltimore, Maryland 21216
Date and Time: Saturday, April 14, 2012 8:45am – 2:00pm

Click HERE to Pre-register or Call: (410)947-0084 option 1

NO ADMISSION after 9:30a.m.

Home buying 101

  • Advantages and disadvantages of home ownership|
  • Components needed to purchase
  • Monthly mortgage payments
  • Budgeting
  • Affordability
  • Choosing a real estate agent
  • Searching for a home
  • The home buying process step by step
  • Home inspections/ Appraisals
  • Insurances for home owners
  • Settlement
  • Predatory lending and real estate practices
  • Maintenance on home
  • Foreclosure prevention

You will also learn….

  • How to qualify for a mortgage
  • The four “C’s of lending
  • Difference between FHA, CDA, and VA loans
  • Special loan programs for employees of Baltimore City and State of MD
  • Grants, down payment assistance loans, and FREE MONEY.

RESERVE YOUR SEAT TODAY

* You must attend the 2 part session which includes the one on one counseling session to be eligible for certificate.

Click HERE to Pre-register or Call: (410)947-0084 option 1